Commercial Portfolio Manager

Company Information

My client is a community bank seeking to add to their talented staff in the Commercial Credit area. They are looking for someone with a strong background in both sales and credit underwriting to join their team. The bank is financially sound, growth-oriented and provides career paths for individuals that join their team.


Job Description

  • Monitor the loan portfolio to ensure Borrowers financial reports, borrowing base reports and covenant compliance certificates are received as needed and reviewed on a timely basis. Request and follow-up on financial reports as needed.

  • Monitor the loan repayment and deposit overdraft activities of the portfolio and take necessary action to collect past due accounts.

  • Monitor loan and insurance exceptions within the loan portfolio. Monitor property tax reports within the portfolio. Request and follow-up on items as needed.

  • Monitor and coordinate with CL Admin construction draw requests within assigned loan portfolio.

  • Assist RM’s with pre-funding due diligence requirements for new and renewal loans.

  • Analyzes and interprets small business loan requests, understanding structure and risk, (credit, market, interest rate collateral, transaction etc).

  • Decisions small business loan requests within established loan approval authority.

  • Prices small business loan requests accordingly for risk and reward to obtain the Bank’s ROE (Return on Equity).

  • Assists with training Relationship Managers on the small business loan processing system with input on processes and procedures and/or leading training classes as needed.


Job Requirements

  • Ability to understand financial statements and tax returns as they relate to cash flow and determining the general financial condition of a borrower and its credit worthiness.

  • Thorough understanding of commercial banking and lending to include structuring, analyzing, deaccessioning and pricing of business loans.

  • Excellent verbal and oral communication skills.

  • Strong analytical skills and attention to detail.

  • Strong organization skills.

  • Demonstrated ability to work independently and in a team.

  • Ability to identify and recommend varying solutions.

  • Proven ability to work with multiple priorities.

  • Proficiency with Microsoft Office products.


Compensation and Benefits

  • Base salary will be commensurate with experience, but should be expected to fall between $85,000 and $95,000.

  • Bonus opportunity

  • Full Benefits, Health Insurance.


If you are interested in this opportunity, you have the experience and meet the job qualifications, please respond at your earliest convenience to Please note, the position identification number is 0818-4296. If you meet the qualifications that my client seeks, you should receive a response within 48 hours.



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Indianapolis, IN

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