Credit Analyst

Company Information

 

My client is a community focused financial organization that is both stable and growing. They are seeking a talented Commercial Credit Analyst to join to their team.

They focus on their customers by doing things the right way the first time. As part of the “bigger picture” in the corporate responsibility, they are consistently improving on ways to help their customers meet their banking goals. They give back to the community for the privilege of doing business there.

This role will put you in the position of becoming a Credit Manager within the organization.

 

Job Description

  • To perform financial, industrial, macroeconomic and collateral analysis when underwriting commercial credits for the bank.

  • Underwrite credits for new loans, renewals and annual relationship reviews.

  • Prepares narrative reports for new commercial credit requests, renewals of existing loans and annual reviews.

  • Conducts financial analysis on both large and small complex commercial credits; calculates financial ratios; conducts comparisons to industry norms; conducts collateral and guarantor analysis; spreads financial statements and tax returns into the financial statement spreadsheet software.

  • Assists in preparing various reports and to structure loan terms that adhere to credit policy.

 

Job Requirements

  • Minimum of 5 years’ experience underwriting and analyzing commercial credits

  • Experience with Commercial Real Estate and Commercial and Industrial Credits

  • Formal credit training

  • Ability to be a strong mentor to other members of the team

 

Compensation and Benefits

  • Base salary will be commensurate with experience, but should be expected to fall between $60,000-$70,000

  • Full Benefits, Health Insurance.

  • Relocation assistance provided

Please note, the position identification number is 0419-4337. If you meet the qualifications that my client seeks, you should receive a response within 48 hours.

 

Confidentiality

We respect your privacy and you can be assured that the credentials you provide will never be forwarded to any company and/or third party without your specific, direct, permission in advance of presentation.

Location: 

Northern Indiana

Reference Number: 

0419-4337