Credit Underwriter

Company Information

My client is a community bank seeking to add to their talented staff in the Commercial Credit area. They are looking for someone with a strong background in Commercial Credit Underwriting to join their team. The bank is financially sound, growth-oriented and provides career paths for individuals that join their team.

 

Job Description

  • Underwrites commercial and business loan requests identifying credit, collateral-asset, transaction, interest rate, compliance and strategic risk contained in the proposed transaction.

  • Evaluates and analyzes cash flow on a borrower’s commercial loan requests.

  • Analyzes financial statements and tax returns.

  • Develops written presentations and analysis with recommendations for credit committee and approval.

  • Identifies and assists Commercial Bankers in the establishment of covenants, lending structure and collateral adequacy appropriate to the transaction.

  • Identifies policy, procedure and documentation exceptions and risks.

  • Measures and identifies risk – reward ratio and returns, risk ratings etc.

 

Job Requirements

  • Must have experience in both Commercial Real Estate and C&I Credits

  • Strong attention to detail.

  • Excellent written and oral communication skills.

  • Ability to work with multiple priorities.

  • Excellent organizational skills.

  • Ability to provide superior customer service to both internal and external clients.

  • Proven skills to mentor and coach individuals.

 

Compensation and Benefits

  • Base salary will be commensurate with experience, but should be expected to fall between $80,000 and $90,000.

  • Bonus opportunity

  • Full Benefits, Health Insurance.

 

If you are interested in this opportunity, you have the experience and meet the job qualifications, please respond at your earliest convenience to BCooper@NewburghGroup.com. Please note, the position identification number is 0818-4295. If you meet the qualifications that my client seeks, you should receive a response within 48 hours.

 

Confidentiality

We respect your privacy and you can be assured that the credentials you provide will never be forwarded to any company and/or third party without your specific, direct, permission in advance of presentation.

Location: 

Indianapolis, IN

Reference Number: 

0818-4295