Credit Underwriter

Company Information

My client is a community bank seeking to add to their talented staff in the Commercial Credit area. They are looking for someone with a strong background in Commercial Credit Underwriting to join their team. The bank is financially sound, growth-oriented and provides career paths for individuals that join their team.


Job Description

  • Underwrites commercial and business loan requests identifying credit, collateral-asset, transaction, interest rate, compliance and strategic risk contained in the proposed transaction.

  • Evaluates and analyzes cash flow on a borrower’s commercial loan requests.

  • Analyzes financial statements and tax returns.

  • Develops written presentations and analysis with recommendations for credit committee and approval.

  • Identifies and assists Commercial Bankers in the establishment of covenants, lending structure and collateral adequacy appropriate to the transaction.

  • Identifies policy, procedure and documentation exceptions and risks.

  • Measures and identifies risk – reward ratio and returns, risk ratings etc.


Job Requirements

  • Must have experience in both Commercial Real Estate and C&I Credits

  • Strong attention to detail.

  • Excellent written and oral communication skills.

  • Ability to work with multiple priorities.

  • Excellent organizational skills.

  • Ability to provide superior customer service to both internal and external clients.

  • Proven skills to mentor and coach individuals.


Compensation and Benefits

  • Base salary will be commensurate with experience, but should be expected to fall between $80,000 and $90,000.

  • Bonus opportunity

  • Full Benefits, Health Insurance.


If you are interested in this opportunity, you have the experience and meet the job qualifications, please respond at your earliest convenience to Please note, the position identification number is 0818-4295. If you meet the qualifications that my client seeks, you should receive a response within 48 hours.



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Indianapolis, IN

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